Chapter 1
Your policy, organized
Upload your policy and Finch sorts out the key sections, like limits, deductibles and exclusions, so your adjuster can walk you through them.
For property owners in Texas
My property was damaged.
Now what?
Now you get someone in your corner. Finch matches you with a licensed public adjuster who works for you, the policyholder, from the first photo to the final check.
- State licensed
- No fee unless you recover
- About 2 minutes
The manual you didn’t get
Nobody hands you a manual when the roof caves in. So we wrote one.
Chapter 2
What to save
The photos, receipts and letters worth keeping from day one, so nothing has to be rebuilt later.
Chapter 3
Where estimates differ
Estimate comparison lines up two estimates side by side so your adjuster can see exactly where they don’t match.
Chapter 4
Who’s in your corner
A licensed public adjuster who handles the insurance company for you, from first call to final check.
Meet your new favorite person
A public adjuster works for you.
A public adjuster is a licensed pro who handles your property claim on your behalf. They read the fine print, document every bit of damage, and manage the back and forth, so you can get back to your life.
Most people don’t know they can hire one. Now you do.
- Reads the policy
- So you know what’s actually covered.
- Documents the damage
- Room by room, line by line.
- Handles the calls
- And the emails, and the follow ups.
- Keeps it all together
- Every photo, estimate and letter in one place.
How it works
Three steps. Then it’s off your plate.
From “now what?” to a licensed pro handling your claim, in about the time it takes to make coffee.
Tell us what happened.
Answer a few simple questions about your property and claim. Upload your policy too, if it’s handy.
Get matched.
We connect you with a licensed Texas public adjuster who handles your type of damage.
Hand it off.
Your adjuster takes it from there, with every document, photo and estimate organized in one place.
Two estimates, one house
“The estimates were basically the same.”
Basically isn’t a line item.
Two estimates for the same damage can look alike at a glance and still differ in ways that are hard to spot. Figuring out why they don’t match isn’t your job. It’s your adjuster’s. They work through both line by line, and Finch’s estimate comparison shows them exactly where the two differ.
Same address. Same storm.
| Line item | Estimate A | Estimate B |
|---|---|---|
| Demo and haul away | Included | Included |
| Roofing | Included | Included |
| Framing | Included | Included |
| Exterior finishes | Included | Not included |
| Windows and doors | Included | Not included |
| HVAC | Included | Not included |
| Electrical | Included | Not included |
| Interior finishes | Included | Included |
| Painting | Included | Included |
| Cleanup | Included | Included |
Highlighted rows show up in one estimate but not the other.
Illustrative example.
- Your claim was denied, or the offer doesn’t cover the damage.
- The damage is bigger than a weekend fix.
- You’ve been waiting longer than you’d like.
- You’d rather not learn insurance law at 2 a.m.
Questions
Good questions. Straight answers.
What does it cost?
Nothing up front. Your public adjuster is paid a percentage of what your claim recovers, and Texas law caps that fee at 10%. If nothing is recovered, you owe nothing. You’ll see the terms in writing before you sign anything.
Is it too late if I already filed?
Not necessarily. Many people bring in an adjuster after a denial or a low offer. Your adjuster can tell you where things stand with your policy’s deadlines.
Who is my adjuster?
Every adjuster in the Finch network is a public adjuster licensed by the State of Texas. They work for you, the policyholder, and only take claims they believe they can help with.
How is this different from my insurance company’s adjuster?
Your insurance company’s adjuster works for the insurance company. A public adjuster is someone you hire to represent you, the policyholder.
What happens to my information?
We only use it to support you and your claim. We never sell it.
When you’re ready
You didn’t plan for this. You can plan what happens next.
Get matched with a licensed public adjuster in Texas. It takes about two minutes.
Find my adjuster