Notes from the full claim.
Field notes on claims and evidence, Finch in the news, and the quarterly State of the Claim report.
State of the Claim, Q3 2026
The quarterly view of property claims from the policyholder side: how long claims take, where estimates move and what goes missing.
State of the Claim Q3 2026 recap
20 findings from 11,530 claim files on estimate gaps, coverage limits, settlements and how long claims take, in one read.
The $150,000 Paragraph You’ve Never Read
The people who recover best from property losses aren't lucky. They're prepared. They read their policy. They understood the gaps. They addressed them before the loss happened. And when the worst day came, they knew exactly what they were entitled to and exactly who to call.
Your Insurance Company Has an Adjuster. Why Don’t You?
The insurance industry spent decades building sophisticated systems to manage claims efficiently. Homeowners deserve the same level of sophistication working on their behalf.
Your Claims Data Is Smarter Than Any Prompt
The firms that will lead this industry in five years won't be the ones with the most adjusters. They'll be the ones whose systems know the most about their claims. That knowledge compounds. And compounding always wins.
The Invisible Bottleneck: Why Your Inbox Is Your Most Expensive Employee
The firms that free their people from that work won't just be more efficient. They'll be better at the parts of the job that actually matter.
Proof of Loss: The One Document That Decides Everything
A Proof of Loss is a promise made under oath. The carrier reads it as the most you are owed. Make sure that before you sign it, it reflects everything you actually lost -- documented to the dollar, defensible to the line, and complete down to the last category. The headline number on the form is the number that decides your recovery. Make it the right one.
Photograph It Before You Touch It: The Documentation Rules That Win Claims
The claim you can prove is the claim you can win. Document before you disturb, inventory before you lose, and store the evidence where the disaster cannot follow. On the worst day, the difference between full recovery and partial recovery is not how well you argue. It is what you can put on the table.
ConsumerAffairsA powerful El Niño could be coming: 5 things homeowners should do now
Finch founder and CEO Tom McLaughlin on why a well-forecast storm season is a rare head start, and why documenting your property beforehand makes claims easier.
Claims JournalReport: Disputed property claims settled 43% above insurer estimates
Claims Journal on Finch’s Q3 2026 State of the Claim report and what it shows about how disputed property claims resolve.
ReutersExclusive: Property claims platform Finch launches with $4.5 million in funding
Coverage of Finch’s launch and funding, and its claims intelligence platform for the policyholder side.
See what the record shows on your own claims.
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In your demo
- See Finch build a claim record from real correspondence
- Compare every estimate version line by line
- Ask a question and get an answer with citations